Question by teepetlhw: Can you help me understand these Japanese insurance terms?
I will be studying in Japan this summer, but not long enough to warrant a student visa or international student eligibility for Japan’s National Health Insurance, so I’m required to get my own health insurance that covers 15 million yen in “Injury Death” and 5 million yen in “Injury Treatment”, “Sickness Death”, “Sickness Treatment”, and “Rescuers Expense”.
These terms don’t match up to any policy I can find.
I can find things like Lifetime Maximum Benefits, Pregnancy Coverage, Policy Year Maximum Benefits, Basic Medical, Supplemental Major Medical, Fees for Diagnosis/Treatment, Hospital Charges, Laboratory/Diagnostic/X-ray, Outpatient Prescription Drugs, Durable Medical Equipment, Hospital Room & Board, Intensive Care, Mental Disorders, Drug/Alcohol Abuse, Motor Vehicle Accident, Ground Ambulance, Injuries to Sound Teeth, Accidental Death & Dismemberment, Medical Evacuation and Repatriation of Remains.
It seems like “Accidential Death and Dismemberment” oughta be what covers both “Injury Death” and “Sickness Death”, but I can’t find anything anywhere close to 15 mill yen (about $ 150,000 usd), so I’m thinking maybe they lump in some other stuff like repatriation and hospital fees, but I’d like to see some actual definitions.
“thecheapest”‘s answer gave a common sense explanation for what the terms might be, which doesn’t really help. I have common sense. I’d like a translation of these Japanese benefit terms to American benefit terms like the ones I listed in the paragraph that starts with “I can find things like…”
$ 150,000 benefits for accidental death and dismemberment is unheard of, so “injury” death must include something else, or else dying in Japan is exceptionally expensive.
Best answer:
Answer by thecheapest902
“Injury Death”; money to pay to your family when you get injured and died as a result.
“Injury Treatment”: money to pay to you as its cost when you get injured and get treatment
“Sickness Death”:money to pay to your family when you get sick and died as a result.
“Sickness Treatment”: money to pay to you as its cost when you get sick and get treatment
“Rescuers Expense”: money to pay to your family if they need to come to you as emergency
Give your answer to this question below!
Substance Abuse And Mental Disorders Often Go Hand-In-Hand. What's The …
Treatment for dual diagnosis is never straightforward. And while treatment facilities over the past several decades have glommed onto the idea of “integrated” modalities that focus on treating both disorders simultaneously, the system has a long way to …
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Question by Michael Brian: What addictions does the APA recognize as actual addiction disorders?
I know technically anything can be an “addiction” but I’m trying to find a list that the APA has put out that lists the actual addictions someone can be diagnosed with.
Best answer:
Answer by Peachy Perfect
Depends on what you count as an addiction. The DSM-IV (current edition of the Diagnostic and Statistical Manual of Mental Disorders) doesn’t have a definition for the word “addiction” and doesn’t use it.
As far as what *you* might classify as an “addiction”, you can be diagnosed with either Substance Abuse or Substance Dependence, depending on the severity of the addiction. This involves either the dependence on or abuse of substances, like alcohol, heroin, caffeine –yes, I said caffeine–, cocaine, nicotine, etc.
As far as other “addictions” to non-substances go, the ones found under the “Impulse Control Disorders” category include:
– Pathological Gambling (people addicted to gambling)
– Kleptomania (people addicted to stealing)
– Pyromania (people addicted to setting fires)
– Trichotillomania (people addicted to pulling their hair out — yes, I’m serious)
There are lots of other disorders, including but definitely not limited to pedophilia and hypochondriasis, which you might consider addictions (pedophilia being when you are “addicted” to sexual endeavors with children, hypochondriasis being when you are “addicted” to being sick), but I don’t really count those under the “addictions” category, personally.
However, in the DSM-5, which is set to come out in May 2013, they are going to add a ton more disorders involving addictions under the category “Substance Use and Addictive Disorders”. But mostly the only change that will be made is specifying the type of substance that one is abusing, dependent on, and/or suffering withdrawals from. For example, instead of being diagnosed with plain “Substance Abuse” with alcohol listed as a side note, an alcoholic would be diagnosed with “Alcohol Use Disorder”, “Alcohol Intoxication”, and/or “Alcohol Withdrawal”.
Know better? Leave your own answer in the comments!
If you know anybody with drug or alcohol addiction and suffering from mental problems, dual diagnosis treatment can help them. The two problems of substance abuse and mental health condition together can worsen the situation if untreated. It is vital to follow special programs that can help and are far more effective than traditional approaches to treatment.
Dual Disorders
Co-occurring disorders or dual diagnosis is when you have a mental health disorder such as depression, anxiety, or bi-polar disorder and a drug or alcohol problem. Both have unique symptoms and can get in the way of ability to function, deal with life’s difficulties, and relate to others. The two problems affect each other and interact, and can increase when left untreated.
Recovery is Possible
Recovery depends on dual diagnosis treatment of both related disorders. The good news is that now anybody suffering from co-occurring disorders can recover if given proper treatment and support. Sometimes the mental problem occurs first that leads to substance abuse. Or, conversely, the person who has addiction to substance abuse can over time acquire mental and emotional problems.
Substance abuse can increase underlying risks of mental disorders. Mental disorders are a mix of outside factors, environment, and a complex interplay of genetics. If somebody is at the risk of mental disorder, the addiction to substance abuse can push him over the edge. Some people who have added stress or beginning of mental problems try to escape through alcohol or drugs, which makes the initial problem worse.
Important Points
There are important points to keep in mind about the recovery from the twin conditions. Integrated treatment for substance abuse problem and mental health problem is the best. The same provider or team has to deal with both the disorders with a systematic program of treatment, which is in stages, to be effective.
Recovering takes time, commitment, and courage. There is hope that people with substance abuse and mental problems can be treated at drug rehabilitation centers which deal with dual diagnosis treatment. Admitting you have a problem is the first step on the road to recovery. Just remember that mental problems combined with substance abuse cannot get better if you are in denial and ignore the problem. Facing the facts can mean conquering your demons and enjoying life again.
Treatment
The treatment for co-occurring problems addresses both the substance abuse problem and your mental health problems. You can share in the decision-making process and set active goals and steps for change. You will be taught skills and strategies to cope with the addictions and deal with relationships. You are given special counseling designed for dual disorders. Group, family, and individual methods are employed in the treatment. Basic education is given on your disorders and related problems.
In the 12-step program for dual diagnosis treatments, it is important to follow the rules. Managing stress, following medication instructions, having an action plan for triggers, and adopting healthy habits are vital to recovery. If your loved one has co-occurring problems, seeking support, being realistic, educating yourself, and being patient are very important for recovery. There are many treatment centers located in each state where you can get treated with complete confidentiality. Reach out and get help if you are facing serious dual diagnosis problems.
Visit www.dualdiagnosisdrugrehabs.org to know more about dual diagnosis treatment. Here you can help yourself or anybody close to you recover through specially designed treatment.
Drug addiction rehab refers to drug rehabilitation. Nothing can be deadlier than severe addiction to drug. It’s more like a disease that has no cure. Addicts know very well that drug consumption is fatal for them, but this knowledge doesn’t realize into any good. Addiction takes over whatever free-will or determination they have and those hapless people end up being examples of how lethal drug addiction can be.
When we see people are falling victim to drug addiction, we just can’t sit and watch their agony. Society is not just a mutual cohabitation, it also demands one person to be active and help others. So, drug addicts need help from other people. But naïve ones lacking idea on removing drug addiction couldn’t help them, even if they want to.
That’s where drug addiction rehab centers are to play their role. Those centers have drug rehab experts working with them. They also have requisite infrastructure to reduce the degree of addiction. Procedures that follow in the name of drug rehabilitation are mainly detoxification therapy, psychoanalytic therapy, counseling and advice and medical treatment. If all those procedures are properly followed, drug addicts could be brought back to normal life.
Physical healing is a major issue in drug rehab program. Some people are so addicted that they can’t stop taking drug even for one day. If they do so, their bodies will start having problems; spasms, seizure, fever, nausea, cramps and muscle pain are some of the physical symptoms of withdrawal and to set aside such problems, detoxification and medical treatment are either merged or one is applied parallel to the other. The purpose here is to lessen physical problems, caused inevitably due to the course of detoxification.
Of course there are some other considerations such as how strong is the drug, for how many years the taker has been into it, whether it’s legal or illegal etc, but said therapeutic procedures are used more or less, if it’s a case of substance abuse or drug addiction.
Any treatment, which involves use of medically approved drug, has a problem; they can’t be run for indefinite period of time. Treatment of substance abuse therefore, can’t solely base itself on applying medicine.
There comes the importance of psychoanalytic counseling. There are a number of PAWS (post acute withdrawal syndrome) symptoms, which are to do with mental health. Such symptoms are phobia, not being able to organize thoughts properly, severe depression etc. A comprehensive psychoanalytic therapy helps one to recover himself/herself from these mental disorders. But the crux is that psychoanalytic treatments can be best applied in a drug addiction rehab center. There are more than one addict, who come to these centers for getting treated. That’s why, it’s easy to build up a community like environment between these inpatients.
Once such an environment is built up, inpatients would become more communicative and they’d appear to be more responsive to the therapist.
The bottomline is; physical and mental healing are both required for drug addiction treatment and drug addiction rehab centers can offer that.
Peter Donahue is an experienced writer with hands-on experience in providing health related treatments and counseling. He loves writing on health care, safe use of drugs, alcohol addiction treat and drug addiction rehab centers.
Question by Michael Brian: What addictions does the APA recognize as actual addiction disorders?
I know technically anything can be an “addiction” but I’m trying to find a list that the APA has put out that lists the actual addictions someone can be diagnosed with.
Best answer:
Answer by Peachy Perfect
Depends on what you count as an addiction. The DSM-IV (current edition of the Diagnostic and Statistical Manual of Mental Disorders) doesn’t have a definition for the word “addiction” and doesn’t use it.
As far as what *you* might classify as an “addiction”, you can be diagnosed with either Substance Abuse or Substance Dependence, depending on the severity of the addiction. This involves either the dependence on or abuse of substances, like alcohol, heroin, caffeine –yes, I said caffeine–, cocaine, nicotine, etc.
As far as other “addictions” to non-substances go, the ones found under the “Impulse Control Disorders” category include:
– Pathological Gambling (people addicted to gambling)
– Kleptomania (people addicted to stealing)
– Pyromania (people addicted to setting fires)
– Trichotillomania (people addicted to pulling their hair out — yes, I’m serious)
There are lots of other disorders, including but definitely not limited to pedophilia and hypochondriasis, which you might consider addictions (pedophilia being when you are “addicted” to sexual endeavors with children, hypochondriasis being when you are “addicted” to being sick), but I don’t really count those under the “addictions” category, personally.
However, in the DSM-5, which is set to come out in May 2013, they are going to add a ton more disorders involving addictions under the category “Substance Use and Addictive Disorders”. But mostly the only change that will be made is specifying the type of substance that one is abusing, dependent on, and/or suffering withdrawals from. For example, instead of being diagnosed with plain “Substance Abuse” with alcohol listed as a side note, an alcoholic would be diagnosed with “Alcohol Use Disorder”, “Alcohol Intoxication”, and/or “Alcohol Withdrawal”.
Know better? Leave your own answer in the comments!